The Bank of Canada has higher interest rates. How does that effect you when you go to renew your Niagara mortgage? You can call me at 289-272-1157 and/or read more, click for the article put out by the Canadian Real Estate Association CREA.
About a year before your home mortgage comes due, you should be collecting the documents required for re-financing. With COVID effecting your income, you may not qualify or meet the ratios required to get great mortgage interest rates. Find out what you can do now! Don't wait until it is too late then get stuck paying higher mortgage rates for the next five years. The Bank of Canada plans to raise interest rates again and again!
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